PEACE OF MIND

Swyfft has relationships with multiple established carriers, each rated at least "A-" or better by A.M. Best or A (Exceptional) by Demotech. You can have peace of mind in knowing that when the worst happens, you'll be covered.

 

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COMPREHENSIVE COVERAGE WITH EVERY POLICY

Every Swyfft homeowners policy comes standard with replacement cost coverage for both your home and your personal property. This means if you have a loss, you’re covered for the cost of replacing items like your roof and TV.

Here’s a look at the many coverages your Swyfft homeowners insurance policy provides:

•  Dwelling: covers the cost to repair or replace your home’s structure including the framing, roof, countertops, cabinets, flooring, walls, etc.
•  Other Structures: covers other structures on your property that are not attached to the main dwelling, for example: a storage shed, barn detached garage or guest house.
•  Personal Property: covers the replacement of your personal property. This includes household contents and other personal belongings owned by you and your family. It also includes personal property that may be located outdoors, such as patio furniture or a lawn mower. And it covers those things that your children may have while living away at college.
•  Living Expenses: covers the expense of staying in a hotel or other temporary housing if your home is damaged and you are not able to live there until the repairs make the house livable again. This Includes boarding for your pets as well.
•  Personal Liability: covers you if a claim is made or a suit is filed against you for damages due to bodily injury or property damage that occur on your property or as a result of your actions - shooting that rock into the neighbor's car while mowing the lawn or a dog bite. If you are sued for such things, the insurer will provide and pay for an attorney to your defense.
•  Medical Expenses: covers the cost of medical expenses if a guest or visitor is injured while on your property. It also covers injuries to others while away from your property if you have an accident with them not involving a car.

ADDITIONAL COVERAGES

• Equipment Breakdown: covers mechanical, electrical, and/or pressure system breakdown not covered under the home policy. Includes air conditioners, pool pumps, security systems and much more. For a full list, click here. Typically costs $50 or less to add.

• Flood Insurance: Private flood through Lloyd's (rated "A-" by AM Best). 

 

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COMMERCIAL INSURANCE NOW AVAILABLE

We are not just for homeowners anymore! Swyfft now offers commercial package coverage for apartment buildings, condominium associations, shopping center owners & operators and office /professional building owners & operators.

Because it’s from Swyfft, getting a quote is fast and simple. Plus, it's coverage you can count on from a company rated “A-" or better by AM Best or A (Exceptional) by Demotech.